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Let Mid-Ohio Appraisal Services take care of your appraisal
To many, an appraisal is simply one more thing on the settlement sheet for a home sale or refinance.
Even though there are a budding number of automated home valuation processes that might seem more practical than an appraisal, practically all lenders still call in a local expert because the stakes are very high.
You might believe that getting a mortgage is the only reason to acquire an appraisal, but there are other cases when the services of a licensed, independent real estate professional could come in handy.
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For real estate appraisals in Columbus and Franklin County, it's easiest when your order online from Mid-Ohio Appraisal Services, just click here.
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Let Mid-Ohio Appraisal Services help you appeal your tax assessment in Franklin County
If you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes.
When building your case, an appraisal from Mid-Ohio Appraisal Services is your best evidence.
At Mid-Ohio Appraisal Services, we're capable of assisting you in disputing your tax assessment.
Let Mid-Ohio Appraisal Services help you do away with PMI to lower your mortgage payment
Private Mortgage Insurance, or PMI, is an additional insurance plan that many lenders ask homeowners to buy when the amount being loaned to the home buyer is more than 80% of the actual value of the property.
This extra payment is often bundled into the monthly mortgage payment and is soon forgotten.
This is damaging because PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level.
In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to do away with the PMI payments on most mortgages when the balance is paid down to 78% of the original value.
Mid-Ohio Appraisal Services can produce a statement regarding the value of your home, and the price you paid for the home valuation can often be recovered in little time because you'll no longer be paying the PMI.
Divorce settlement with less stress
A divorce can be a particularly daunting experience for both parties, and it is often further complicated by the challenging decision of who gets the house.
It's a good idea to order an appraisal from Mid-Ohio Appraisal Services so both parties are completely aware of the true market value of their house, regardless of the circumstances.
The parties will have a good idea of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.
Settling an estate with peace of mind
The loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved.
We guarantee the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Most Americans do not have dedicated estate planners or executors to handle these affairs, unlike many wealthy individuals.
And since a home or other property often makes up a disproportionate share of the total estate value, understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten an honest deal.
Mid-Ohio Appraisal Services can assist you in relocating to or from Franklin County
We know the stress involved with an employee relocation.
That's why we take great care in establishing an accommodating appointment time for the appraisal inspection.
We encourage relocating employees to provide feedback on the positive attributes of their property, along with information about any new sales or listings in their area that they want considered during our intensive process.
Sell your home quickly at the right price with an appraisal from Mid-Ohio Appraisal Services
A professional appraisal can help you make a more informed decision when determining your selling price, whether you want to sell your home on your own or with the help of a real estate agent.
Separate from a real estate agent, an appraiser has no vested interest in what price the house sells for.
Our fees aren't a percentage of the sales price, but rather they are based on our efforts to complete the appraisal.
We analyze the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis.
Getting a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.
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